Easy to get. Even easier to use.
No credit check1
No minimum balance
No activation fee2
Direct Deposit
Get paid Early
When you Direct Deposit to your Netspend Card, you can get your paycheck up to 2 days faster.3
Payback Rewards℠
Earn when you spend.
Netspend Payback RewardsSM helps you earn cash back by giving you rewards for some of your everyday purchases.4
We’ve got you covered with overdraft protection.5
Choose the right product for you.
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We’ve got you covered with overdraft protection.5
Subject to card activation and ID verification.1
Download the Netspend® App today.
Manage your money on the go.
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Your questions, answered.
There is no cost to order and activate a Netspend card. Once you activate the card, you may choose from our selection of fee plans. To view the fee plans and other costs associated with using the card, see our fee schedule.
When your card arrives, activate it. Follow the printed activation and identity verification steps that are on the materials that arrive with your card.